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Uninsured Motorists Expected to Increase into 2010 | Michigan Car Accident Lawyers

The number of uninsured Michigan motorists is expected to increase into 2010, according to a new study.  The Insurance Research Council has found that the recession is likely to increase the number of uninsured motorists on the roads in all states for the remainder of 2009 and into 2010.  The study found a strong link between the number of uninsured motorists and the unemployment rate.  Michigan’s high unemployment rate has meant that the state has a very high rate of uninsured motorists.  Other states with high numbers of uninsured motorists include New Mexico, Mississippi, Alabama, Oklahoma, and Florida.

The link between the number of uninsured motorists and the unemployment rate is unfortunate but understandable.  As people lose their jobs and cut back on expenses, car insurance is an easy thing to let go.  Many people seem to be willing to take the risk that they will not need to file a claim because they believe they will not be in a serious car accident.  Of course, then they may be without coverage if they ever are hit by another car.

An increase in the number of motorists without insurance has profound effects even for drivers who have maintained their car insurance.  When a negligent driver seriously injures someone, the accident victim may be able to sue the driver.  Most drivers simply do not have enough money to compensate accident victims for the full cost of their negligence, so the accident victim would collect his or her damages from the driver’s insurance company.  When the driver does not have insurance, an accident victim usually will not be able to collect any damages, unless the victim has uninsured motorist coverage.

Uninsured motorists coverage is an important part of any car insurance package, but many people do not have this coverage.  Many people think they do because they ask their agent for “full coverage” but this may or may not be included.  The Michigan car accident lawyers at Buckfire & Buckfire would be happy to review your car insurance policy, or you can download car accident attorney Daniel Buckfire’s Michigan Car Insurance Report, which will explain the different types of car insurance to you.  This 8-page report is available for FREE for a limited time by simply clicking on the book title.

If you would like more information about your rights after a Michigan car accident, you can order our FREE book, “The Ultimate Michigan Car Accident Handbook by clicking on the book link.  We will send it out immediately along with other important information.

For more information about Michigancar accident cases, visit our law firm web site at www.BuckfireLaw.com.  If you would like to speak with one of our Michigan car accident attorneys about your case, feel free to call us anytime at (800) 606-1717 or simply submit this contact form and we will get back to you quickly.

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If you would like more information about your rights after a Michigan car accident, you can order our FREE book, "The Ultimate Michigan Car Accident Handbook" by clicking on the book link. We will send it out immediately along with other important information.

For more information about Michigan car accident cases, visit our Michigan personal injury, car accident, and malpractice law website. If you would like to speak with one of our Michigan car accident attorneys about your case, feel free to call us anytime at (800) 606-1717 or simply submit this contact form and we will get back to you quickly.

BUCKFIRE & BUCKFIRE, P.C. is a Michigan personal injury law firm and is not representing any of the parties mentioned in this article at the time of the posting of the article. The information contained in this article is from online news sources and any perceived misstatements should be attributed to those sources as we did not complete any investigation of the accident. If you believe that the information is inaccurate and would like it changed or would like this post completely removed from the site, please let us know and we will do our best to promptly accommodate your request. We are very sensitive to these requests.

If you were involved in this accident or a similar accident and have questions about your legal rights and options, it is important that you contact a reputable law firm. Please make sure that any Michigan law firm that you contact has significant experience in handling these types of accident and injury cases and has an excellent track record of successful settlements and jury verdicts. We also suggest that the attorney you contact provides you with a free initial consultation.

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