Non-Michigan Residents in Car Accidents
Michigan is a great place to visit whether you are coming to enjoy the Great Lakes in the summer, skiing in the winter, or just visiting friends or family any time. Unfortunately, many times non-Michigan residents are involved in auto accidents when visiting Michigan, while either on business or while on vacation.
A non-Michigan resident who is injured in a Michigan auto accident while in Michigan may be able to make a claim for Michigan no-fault insurance benefits, even if they live in a state that does not have no-fault insurance benefits and their own insurance policy does not provide for these benefits. This is a tremendous benefit for the out-of-state resident because Michigan No-Fault insurance benefits pay for wages lost from work, medical expenses, and household chores. Most incredible, there is no limit to the amount of medical expenses paid and these benefits last for your lifetime. For a non-resident injured in a Michigan car accident to qualify for no-fault benefits, there are several factors to consider, including:
1. Whether the person was driving their own car, and if so, whether the person’s auto insurance company was certified in Michigan;
2. Whether the person was a pedestrian; and
3. Whether the person was a passenger in a Michigan registered vehicle, or was a passenger in a vehicle which had auto insurance that was certified in Michigan;
In addition to receiving no-fault benefits, a non-Michigan resident injured in a Michigan car accident may be entitled to make a claim against the at-fault driver for other money damages, including for pain and suffering damages and disfigurement. There are strict time limitations for filing these claims and it is important that you contact a Michigan car accident attorney immediately if you are a non-resident and were injured in a Michigan car accident.
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