Order of Priority | Michigan No-Fault Insurance Lawyers
Under the Michigan No-Fault Insurance system, a person who suffers injuries arising out of the use of a motor vehicle can make a claim for Michigan No-Fault Insurance benefits. These include payment of medical bills, lost wages, attendant care services, household services, and other benefits. It is not always clear which auto no-fault insurance is responsible for paying benefits. To make this determination, the Michigan No-Fault Statute has what is called the “Order of Priority“ which lists which insurance company is responsible for paying benefits in every type of situation.
The Order of Priority is very important because injured persons are required to submit reasonable proof of their claims to the proper insurance company within certain time frame limits. If a deadline is missed, the claim may be lost forever. The determination as to which insurance company is responsible is often complicated and depends on a number of factors. In general, a person injured in a motor vehicle accident would first make claim against his or her own no-fault insurance company in every situation, whether a driver, passenger, or pedestrian at the time of the accident. This is the most basic scenario but matters become more confusing.
Our Michigan No-Fault Lawyers developed an “Order of Priority Chart” that uses a color coded flow chart to identify the proper insurance company in any scenario. This chart is used by lawyers and medical providers to quickly determine which auto insurance company is responsible for paying benefits. We will gladly send a copy to anyone requesting the chart. Just call us at (800) 606-1717 and request one.
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