Michigan Under Insurance Coverage
IA lot of my friends ask me how they can protect themselves if they or their families are involved in a car accident with another driver who does not have enough car insurance to cover the full cost of their injuries and damages. The answer is simple: buy underinsured motorist coverage.
In Michigan, most insurance companies offer underinsured motorist coverage which will provide protection to you and your family in situations where you are involved in an accident with another car which did not have enough liability insurance to cover your damages and injuries.
In Michigan, the minimum liability policy is only $20,000 per person in an accident. Therefore, many times, individuals have injuries and damages which far exceed the other driver’s minimum liability policy of $20,000. In an underinsurance motorist claim, generally, injured persons will have to file a lawsuit against the negligent driver and owner of the other vehicle involved in the accident, as well as make a claim with their own insurance company for the underinsurance motorist coverage.
For example, if individual A has $100,000 in underinsurance motorist coverage and is severely injured due to the negligence of individual B who has only $20,000 in liability coverage, individual A would file a lawsuit against individual B for the $20,000 in liability coverage, and would seek an additional $80,000 in coverage against his or her own insurance company under the underinsurance motorist coverage.
This coverage, along with uninsured motorist coverage, is very inexpensive and probably the most important coverage you can purchase in your auto insurance policy.
If you have any questions on how to make a claim for underinsurance motorist coverage, please call the law firm of Buckfire & Buckfire, P.C. immediately at (800) 606-1717. You can also learn more from our web site at www.BuckfireLaw.com
There are very strict time limitations in pursuing this type of claim. Therefore, if you are involved in an auto accident, we recommend that you contact an attorney immediately.
If you would like more information about your rights after a Michigan car accident, you can order our FREE book, "The Ultimate Michigan Car Accident Handbook" by clicking on the book link. We will send it out immediately along with other important information.
For more information about Michigan car accident cases, visit our Michigan personal injury, car accident, and malpractice law website. If you would like to speak with one of our Michigan car accident attorneys about your case, feel free to call us anytime at (800) 606-1717 or simply submit this contact form and we will get back to you quickly.
BUCKFIRE & BUCKFIRE, P.C. is a Michigan personal injury law firm and is not representing any of the parties mentioned in this article at the time of the posting of the article. The information contained in this article is from online news sources and any perceived misstatements should be attributed to those sources as we did not complete any investigation of the accident. If you believe that the information is inaccurate and would like it changed or would like this post completely removed from the site, please let us know and we will do our best to promptly accommodate your request. We are very sensitive to these requests.
If you were involved in this accident or a similar accident and have questions about your legal rights and options, it is important that you contact a reputable law firm. Please make sure that any Michigan law firm that you contact has significant experience in handling these types of accident and injury cases and has an excellent track record of successful settlements and jury verdicts. We also suggest that the attorney you contact provides you with a free initial consultation.
Categories: Automobile Accidents,No-Fault Insurance | Comments (0)| Permalink | Trackback |
Print This Post
|
Email This Post
