Michigan Car Accident Repairs & Damage Claims – Frequently Asked Questions
If I have been involved in a Michigan car accident, who has to pay for the repairs and damages to my car?
How much you will receive depends on whether you or the other driver was at fault and on what type of collision coverage you had on the car. Your own car insurance pays for the repairs on your vehicle.
What types of Michigan collision coverage are there?
There are three types of Michigan collision coverage for repairs to your car. They are called Limited Collision Coverage, Standard Collision Coverage, and Broad Form Collision Coverage.
What if I did not buy Michigan collision coverage?
If you did not buy collision coverage, you will have to pay for the repairs to your car even if you were not at fault in the accident. You may be able to recover up to $500.00 from the other driver or his insurance company. This is called a minitort claim.
What is a deductible?
This is the amount that you agree to pay toward the cost of repairs before the insurance company steps in to pay the rest.
How much money out of my pocket will I have to pay for the repairs?
This depends on which type of coverage you had at the time of the Michigan car accident. Once you have determined whether you have Limited Collision Coverage, Standard Collision Coverage, or Broad Collision Coverage, you need to determine who was at fault for the accident. Call your car insurance agent for a further explanation of the type of coverage on your vehicle.
If you would like more information about your rights after a Michigan car accident, you can order our FREE book, "The Ultimate Michigan Car Accident Handbook" by clicking on the book link. We will send it out immediately along with other important information.
For more information about Michigan car accident cases, visit our Michigan personal injury, car accident, and malpractice law website. If you would like to speak with one of our Michigan car accident attorneys about your case, feel free to call us anytime at (800) 606-1717 or simply submit this contact form and we will get back to you quickly.
BUCKFIRE & BUCKFIRE, P.C. is a Michigan personal injury law firm and is not representing any of the parties mentioned in this article at the time of the posting of the article. The information contained in this article is from online news sources and any perceived misstatements should be attributed to those sources as we did not complete any investigation of the accident. If you believe that the information is inaccurate and would like it changed or would like this post completely removed from the site, please let us know and we will do our best to promptly accommodate your request. We are very sensitive to these requests.
If you were involved in this accident or a similar accident and have questions about your legal rights and options, it is important that you contact a reputable law firm. Please make sure that any Michigan law firm that you contact has significant experience in handling these types of accident and injury cases and has an excellent track record of successful settlements and jury verdicts. We also suggest that the attorney you contact provides you with a free initial consultation.
